Midwest Employers Casualty (MEC) provides excess workers compensation insurance and captive solutions to individual and self-insured groups nationwide. Beyond traditional excess coverage, MEC offers resources and expertise that reduce costs and improve outcomes within the insured's retained layer. Their in-house team of medical doctors, lawyers, and specialized nurses use patented AI-driven models to identify and manage potential large losses early. This unique combination of expertise and technology delivers value to insureds and agents alike.

Through MEC’s expertise, advanced technology, and strong partnerships, the firm helps insureds reduce their total cost of risk while creating a better treatment outcome for the injured employee. MEC distributes its products nationwide through retail and wholesale agencies.

Midwest Employers Casualty specializes in the following:

• Individual Excess Workers Compensation: Collaborative claims management, customized solutions, and deep expertise help individual self-insureds optimize outcomes, control costs, and minimize risk.

• Group Excess Workers Compensation: MEC offers tailored excess coverage and consultative claims expertise to self-insured groups to help manage risk effectively, reduce costs, and ensure optimal outcomes for injured workers.

• Captives: Specific excess of loss coverage, fronting capabilities, loss control tools, and catastrophic claims management services are available for captives and their member insureds.

• Large Deductible: MEC's large deductible workers compensation multi-state and single-state coverage is available for multiple industries including healthcare, manufacturing, and retail.