Public Entity Insurance

Public entities play a vital role in serving communities and ensuring public safety. From emergency response to road design and maintenance, recreational programs, and managing public exposure, these organizations face unique challenges every day. The right insurance coverage isn’t just important—it’s essential for protecting resources, mitigating risks, and enabling public entities to deliver their mission with confidence.

Public entity insurance specialists

At Berkley, we recognize the critical role public entities play in serving and protecting their communities. These organizations face complex responsibilities—from maintaining infrastructure to ensuring public safety—and need an insurance partner who truly understands those challenges.

 

As your trusted partner, we go beyond standard coverage by delivering innovative, tailored solutions backed by deep expertise in risk management, underwriting, and claims handling. Our goal is simple: to help you safeguard your mission, manage evolving risks, and maintain the confidence to serve your community effectively.

Types of entities we serve

We proudly partner with a wide range of public entities, including:

How Berkley helps protect public entities

Public entities face unique daily risks—from maintaining infrastructure and public safety to running schools and community programs. Berkley delivers specialized insurance solutions designed to safeguard these critical responsibilities.

 

We support counties, municipalities, school districts, and other public entities, as well as provide reinsurance for risk-sharing groups, pools, and trusts. When claims arise, our experienced team offers responsive, sector‑specific expertise.

Our products can be written on a primary, excess, or reinsurance basis and include:

  • General Liability
  • Public Officials Professional
  • Miscellaneous Professional
  • Law Enforcement Professional
  • Educators Legal Liability
  • Automobile
  • Workers’ Compensation
  • Excess Liability
  • Employment Practices Liability
  • Cyber   
  • Sexual Abuse and Molestation Liability
  • Property

Berkley’s risk management services

We offer risk management services to help mitigate losses and minimize risk to your finances and reputation, if a claim occurs. Our risk management services include:

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