Public Entity Insurance

Public entities are committed to providing various services to the public and keeping communities safe. Having the right insurance is important in helping to address their everyday challenges and risks including, emergency response, road maintenance and design, public exposure, and recreational programs.

Public Entity Insurance Specialists 


Berkley understands the importance of public entities and their responsibility to the communities they serve.  As your partner, we are committed to providing creative insurance solutions that meet your specific needs based on our risk management, underwriting, and claims expertise.

Check out our Berkley Locator to discover which Berkley insurance business may be right for your Public Entity insurance needs.

How We Help Protect Public Entities

Berkley’s insurance offerings include coverages for individual counties, municipalities, school districts, and other public entities, including reinsurance for risk sharing groups, pools and trusts.  Our claims professionals have the public entity sector experience and knowledge necessary to assist you when claims do occur.   

Our suite of insurance products, which can be written on a primary, excess, or reinsurance basis, include the following: 

  • General Liability  

  • Public Officials Professional  

  • Miscellaneous Professional  

  • Law Enforcement Professional  

  • Educators Legal Liability 

  • Automobile  

  • Workers’ Compensation  

  • Excess Liability  

  • Employment Practices Liability  

  • Cyber   

  • Sexual Abuse and Molestation Liability  

  • Property 

We offer risk management services to help mitigate losses and minimize risk to your finances and reputation, if a claim occurs.  Our risk management services include: 

  • Employment Law Consultation 

  • Interactive School Safety Program 

  • School Bus Safety Training 

  • Customized Risk Management Programs 

Types of Public Entities We Serve

We have expertise with a variety of public entities, including but not limited to the following: 

  • County & Municipal Governments  

  • Municipalities 

  • Parks and Recreation Districts  

  • Public Transit Systems 

  • Public Utilities 

Berkley Locator

See how Berkley can help

Choose an industry and/or product to find the best Berkley solution for your needs. Or click Search to view all Berkley insurance providers.

What Our Customers Say

“I was very fortunate to have Preferred Employers Insurance take over my case. I was at a standstill until their team started handling my situation. The company is great at what they do and anyone else who has the pleasure of working with them will find out the same! Thanks again so very much!”

— Frank V.

Waste Water Operator, Planada Community Service District.

“Berkley One has been amazing!!! You have really gone above and beyond for us and made this very annoying accident as easy as possible.”

— Amy G.

Client in Illinois.

“I am incredibly pleased with the claim management, guidance, consult calls and quality of service we receive from Midwest Employers Casualty. The team is committed to prompt and efficient service - and is readily available for consult calls. The process is effortless, efficient, seamless and productive.”

— Tawanna B.

Senior Benefits Manager, Blue Cross Blue Shield of Michigan.

“Our Berkley Environmental Claims Adjustor has been incredibly responsive to us, and has clearly taken the time to research the particulars of this claim. She has contacted and spoken with our client, and has explained to him and to us what she has been able to determine from her thorough research of the information presented so far in this claim. I am thankful that we have a competent, professional, dedicated, and pleasant-to-work-with adjuster in our corner.”

— Mary F.

Business Manager, Tech Painting Co.