Workers Compensation Insurance

Workers Compensation insurance can protect both you and your employees for work-related injuries and illness, including medical, wage, and rehabilitation benefits for your employees and can protect you from certain litigation expenses.

We are experts in Workers Compensation


Berkley offers more than an insurance policy. Our deep expertise in underwriting, risk management, and medical cost containment helps you develop solutions designed to reduce employee injuries which could adversely impact your business. We provide various coverages in all states, including coverage extensions for your unique business needs.

Check out our Berkley Locator to discover which Berkley insurance business may be right for your Workers Compensation needs. 

Workers Compensation Solutions to Help Achieve Peace of Mind

Berkley shares your goals of improving the outcomes of situations involving injured employees and reducing the time they are away from work. We also care about reducing unnecessary medical expenses and helping you manage your experience mod and the cost of your workers compensation insurance. Workers compensation can help protect your business while providing benefits to your employees for work related injuries and illness. Benefits are based upon the various state workers compensation laws in the jurisdictions in which you operate your business and can include the following: 

  • Medical Benefits 

  • Wage Replacement Benefits 

  • Disability Benefits 

  • Vocational Rehabilitation 

  • Death Benefits (to the deceased employees dependents)

The workers compensation insurance coverage also includes Employer’s Liability coverage for your legal liability to your employees for work-related injury by accident or disease. Beyond the standard policy, we provide coverage extensions required for certain businesses, including excess workers’ compensation, USL&H and more.  


In addition to insurance coverage, we offer innovative medical cost containment and risk management services. 


Medical Cost Containment Services, include: 

  • Medical Bill and Utilization Review 

  • Telephonic and Field Nurse Case Management 

  • Independent Medical Exam 

  • Peer Review 

  • Medical Provider Network 

Risk Management Services, include: 

  • Training and Safety Resource Materials 

  • Safety Programs and Hazard Analysis  

  • Driver and Fleet Best Practices  

  • Industrial Hygiene 

  • Contractual Risk Transfer Guidelines  

  • Industry Specific Training Programs  

  • Return to Work Programs 

Berkley Locator

Find your Berkley solution

Choose an industry and/or product to find the best Berkley solution for your needs. Or click Search to view all Berkley insurance providers.

What Our Customers Say

“I was very fortunate to have Preferred Employers Insurance take over my case. I was at a standstill until their team started handling my situation. The company is great at what they do and anyone else who has the pleasure of working with them will find out the same! Thanks again so very much!”

— Frank V.

Waste Water Operator, Planada Community Service District.

“Berkley One has been amazing!!! You have really gone above and beyond for us and made this very annoying accident as easy as possible.”

— Amy G.

Client in Illinois.

“I am incredibly pleased with the claim management, guidance, consult calls and quality of service we receive from Midwest Employers Casualty. The team is committed to prompt and efficient service - and is readily available for consult calls. The process is effortless, efficient, seamless and productive.”

— Tawanna B.

Senior Benefits Manager, Blue Cross Blue Shield of Michigan.

“Our Berkley Environmental Claims Adjustor has been incredibly responsive to us, and has clearly taken the time to research the particulars of this claim. She has contacted and spoken with our client, and has explained to him and to us what she has been able to determine from her thorough research of the information presented so far in this claim. I am thankful that we have a competent, professional, dedicated, and pleasant-to-work-with adjuster in our corner.”

— Mary F.

Business Manager, Tech Painting Co.