Crime and Fidelity

Crime and fidelity insurance can help protect business owners from the theft of money, securities, and other property, including from acts of employee dishonesty, fraud committed by others, burglary, and robbery.

Experts in Crime and Fidelity Insurance


With our underwriting knowledge and expertise specific to crime and fidelity insurance, Berkley can provide the best protection through a broad range of insurance coverages for a wide array of industry sectors.

Check out our Berkley Locator to discover which Berkley insurance business may be right for your Crime and Fidelity insurance needs.

How Crime and Fidelity Insurance Can Protect Your Business

Businesses that need crime and fidelity insurance include those with employees who handle financial transactions or have access to personal data or financial records of customers, clients, or patients. We offer a wide range of coverages to meet your business needs, including:

  • Fidelity 
    • Employee Theft – can protect against loss of or damage to money, securities, or other property from theft committed by an employee while acting alone or in collusion with others. 
    • ERISA Plan Official Dishonesty – can cover loss of or damage to money, securities, or other property as a result of fraud or dishonest act by plan officials or you. 

    • Employee Theft of Clients’ Property – can protect against loss of or damage to money, securities, or other property sustained by your clients resulting from theft committed by your employee. 

  • Forgery or Alteration – can cover losses resulting from forgery or alteration of checks, drafts promissory notes made or drawn on without consent or intent to defraud another. 

  • Inside and Outside the Premises – Theft of Money and Securities, Robbery or Safe Burglary of Other Property – can protect against loss of money, securities, and other property inside and outside the premises due to theft or robbery. 

  • Computer and Funds Transfer Fraud – can cover losses resulting from a fraudulent entry or instruction into computer system directly at your financial institution to transfer or debit your account. 

  • Fraudulent Impersonation – can protect against losses resulting from actions taken in good faith by an employee, or misdeeds by an imposter, to transfer, pay, or deliver money or securities without consent from authorized person.

We provide crime and fidelity insurance for companies ranging in size from small domestic enterprises to large multinational Fortune 500® companies in a wide variety of business sectors including:

  • Financial institutions, including securities brokers/dealers, investment advisors, mortgage bankers, finance companies, banks, insurance companies, and investment companies 

  • Government entities 

  • Healthcare companies 

  • Nonprofit organizations 

  • Private companies 

  • Public companies


Find your Berkley solution

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What Our Customers Say

“I was very fortunate to have Preferred Employers Insurance take over my case. I was at a standstill until their team started handling my situation. The company is great at what they do and anyone else who has the pleasure of working with them will find out the same! Thanks again so very much!”

— Frank V.

Waste Water Operator, Planada Community Service District.

“Berkley One has been amazing!!! You have really gone above and beyond for us and made this very annoying accident as easy as possible.”

— Amy G.

Client in Illinois.

“I am incredibly pleased with the claim management, guidance, consult calls and quality of service we receive from Midwest Employers Casualty. The team is committed to prompt and efficient service - and is readily available for consult calls. The process is effortless, efficient, seamless and productive.”

— Tawanna B.

Senior Benefits Manager, Blue Cross Blue Shield of Michigan.

“Our Berkley Environmental Claims Adjustor has been incredibly responsive to us, and has clearly taken the time to research the particulars of this claim. She has contacted and spoken with our client, and has explained to him and to us what she has been able to determine from her thorough research of the information presented so far in this claim. I am thankful that we have a competent, professional, dedicated, and pleasant-to-work-with adjuster in our corner.”

— Mary F.

Business Manager, Tech Painting Co.