Non-Profit & Human Services Insurance

Human services organizations play a vital role in supporting individuals and families, often under complex and demanding circumstances. Whether your organization operates as a non-profit or for-profit, you face unique challenges—from safeguarding those you serve to ensuring the well-being of employees and volunteers. Having the right insurance coverage isn’t just a safety net—it’s peace of mind.

Decades of experience in human services insurance

At Berkley, we’ve spent decades partnering with non-profit and for-profit social service and charitable organizations to protect what matters most. Our deep understanding of the unique risks in human services—ranging from evolving regulatory challenges to operational vulnerabilities—allows us to anticipate emerging threats and craft insurance solutions tailored to your organization’s needs.

 

With Berkley, you gain more than coverage—you gain a trusted advisor committed to helping you safeguard your mission and the people you serve.

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Types of organizations we serve

Human services organizations come in many forms, each with its own mission and challenges. At Berkley, we understand the diverse needs of these organizations and provide tailored insurance solutions to help protect their people, programs, and purpose. Our expertise spans a wide range of services, including:

How Berkley helps protect organizations that help others

In today’s increasingly litigious environment, non-profits and human services organizations need comprehensive property and casualty insurance more than ever. Berkley provides tailored coverage and proactive risk management solutions to safeguard your mission and the people you serve.

 

We help protect your organization against risks such as litigation related to services, employee safety concerns, and volunteer management. Beyond coverage, we offer access to robust risk management tools and resources, including Safety Source, SafetyFirst, Cyber Risk Management Portal, Risk Management Center, and a library of relevant articles to keep you informed.

Our wide range of insurance coverages include:

  • General Liability
  • Directors & Officers
  • Professional Liability
  • Property
  • Workers Compensation
  • Abuse & Molestation
  • Auto
  • Crime
  • Cyber
  • Employment Practices Liability
  • Excess/Umbrella
  • Fiduciary
  • Inland Marine
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