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Collectibles Insurance

Collectibles insurance can help protect rare items or collections against losses such as accidental damage or theft. Standard commercial or homeowner’s policies may provide inadequate coverage or no coverage at all, which is why having collectibles insurance is so important.

Deep Expertise in Protecting Your Collectibles

 

Berkley is a leader in collectibles insurance, providing thought leadership on how collectors can protect and care for their collections through loss prevention tips, conducting art schedule reviews, offering installation recommendations, and much more. It is this expertise that makes us a reliable and reputable partner in providing collectibles insurance solutions.

Check out our Berkley Locator to discover which Berkley insurance business may be right for your Collectibles insurance needs.

How We Can Help Protect Your Collectibles

Berkley’s collectibles insurance is designed to cover many of the losses a collector may face. We provide protection for personal collections, corporate collections and collections held in trust. We can also provide risk management services to help prevent losses and recommend art advisory specialists who can provide contacts for art professionals, including those that pack, transport and install your art. Berkley offers risk management tips by conducting art schedule reviews, providing shipping and packing guidance, offering installation recommendations, completing storage facility surveys and providing qualified vendor recommendations. 

 

Some of the collections we specialize in insuring include, but are not limited to:

  • Antiques 
  • Art 
  • Automobiles (antiques, classics, and exotic) 
  • Coins 
  • Jewelry 
  • Musical instruments 
  • Sports memorabilia 
  • Rare books 
  • Stamps 
  • Vintage couture 
  • Wine

For collections owned by corporations, trusts, or LLCs, we can combine custom-designed commercial business insurance with our Fine Arts and Collectible policies, which means only 

one deductible in the event of a loss that damages both your property and your art or collectible. We seek to provide best-in-class claims service and have developed digital platforms designed to streamline reporting and adjuster availability for ease and convenience of service. 

 

Our comprehensive business insurance solutions include the following:

For personal collectors we offer an array of additional coverages, including: 

  • Damage caused to an item while undergoing restoration 
  • Research and legal defense expenses in the event of a challenge to title 
  • Costs to determine if artwork is fraudulent 
  • Art in transit between homes, museums or exhibitions 
  • Collectables in the care, custody and control of others 
  • 200% of the scheduled value in the event of a loss to a piece by an artist who recently passed away

Types of Collectors We Work with

  • Personal 
  • Corporate 
  • Trusts and LLCs
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