Treaty and Facultative Reinsurance

Reinsurance—often described as “insurance for insurance companies”—helps insurers transfer a portion of the financial risk they take on. It comes in two main forms: treaty reinsurance, which provides broad protection across an entire portfolio of policies, and facultative reinsurance, which offers customized coverage for individual, unique risks.

Treaty and facultative reinsurance experts

Berkley is a global provider of treaty and facultative reinsurance across a wide range of products, offering strength, stability, and service backed by deep industry experience. Our underwriters bring exceptional expertise and a collaborative approach, enabling us to tailor reinsurance solutions that adapt quickly to shifting market conditions and the unique needs of each customer. With a focus on responsiveness and partnership, we deliver reinsurance strategies designed to support long‑term growth, resilience, and confidence.

Letter blocks spell out RISK Letter blocks spell out RISK

How reinsurance can help

Berkley is a specialty Property & Casualty reinsurer supporting a broad spectrum of small, middle‑market, and national insurance companies with both personal and commercial solutions. Through treaty and facultative placements, insurers can reduce their liability by transferring a portion of their financial risk to Berkley—strengthening stability, protecting capital, and enabling sustainable growth.

 

Reinsurance is an essential tool that helps carriers manage exposure, navigate volatility, and optimize the amount of capital they must hold. Beyond providing proportional or excess‑of‑loss capacity, Berkley also partners with customers entering new classes of business or developing products that are new to the market, offering guidance and support throughout the process.

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Examples of Berkley’s reinsurance products, include the following:

  • Auto Liability
  • Directors & Officers
  • Environmental Liability
  • General Liability
  • Medical Professional Liability
  • Product Recall
  • Professional Liability
  • Property
  • Umbrella / Excess Liability
  • Workers Compensation / Employers Liability

Explore options with our locator tool

Search for the right Berkley business using our advanced search tool. Click on the button to get started.

Tailored Coverage Our Clients Trust

We certainly do appreciate the strategic partnership with the CWG team! We’ve had many different carriers over the decades for liability and CWG has by far been the best and most professional company we have worked with. I’m not one to give out compliments, but I have been really impressed with how the CWG team operates – CWG really stands head and shoulders above the competition – by far!!

Tom M, CWG Customer

Thank you again for taking the time to come out and connect with my team. The insight offered was truly valuable to both Barry and myself. I just wanted to follow up with you and let you know that we have incorporated your recommendations into our safety plan to make it the new norm on our end. We are going to start a bidding process for the nurse hotline to see which will make the most sense for us. Thank you again.

Ryan P., Berkley Renewable Energy customer

BEST and most consistent claims reps that we work with! I believe adjusters are lost in the shuffle because it’s hard to quantify their value, but you guys have some of the best adjusters in the business.

Andy, risk advisor from southern agency

Message to Tracy, BMAG Auto PD Claims Representative: I just wanted to thank all of you! This has been the smoothest and easiest instance I have had with any bodyshop/insurance company. I have had a couple of fender bender repairs in my driving history. Most small like this one, but this has been the best coordination I have ever had. THANK YOU!!!

Kim R., Berkley Mid-Atlantic customer

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