Financial Institutions Insurance

From banks to investment firms and other financial service organizations, financial institution insurance can help protect businesses from financial losses caused by a criminal event, wrongful acts of directors, officers or managers, or a breach of fiduciary responsibilities.

Proven Specialists for Financial Institutions


Berkley’s financial specialists provide underwriting discipline and claims-handling expertise, based on extensive relationships within the financial institutions and services community. We are dedicated to providing customized and comprehensive insurance solutions that help protect your reputation and assets.

Check out our Berkley Locator to discover which Berkley insurance business may be right for your Financial Institution’s needs.

Providing Peace of Mind to Financial Institutions

Berkley can provide a range of primary and excess financial services insurance products that can help protect your business, including:

  • Directors and Officers Liability 

  • Company Securities Liability 

  • Errors and Omissions Liability 

  • Lender Liability and Trust Liability for Banks 

  • Fiduciary Liability 

  • Employment Practices Liability, Including Third-Party Coverage 

  • Cyber and Privacy Liability, Including Business Interruption and Ransomware Extortion 

  • Fidelity Bonds

Beyond insurance coverage and risk management services designed to help you avoid and minimize potential losses, available value-added services include:

  • Employment Practices Liability policyholders have access to a toll-free help line for information and general guidance from a leading employment practices law firm. 

  • Management Liability policyholders with the Electronic Banking option have access to a private website with tools and resources to help them understand their exposures, establish a response plan, and minimize the effects of a network or data breach on their organizations.

Types of Financial Institutions and Service Providers We Serve

  • Banks 

  • Capital Markets 

  • Consumer & Specialized Finance 

  • Credit Unions 

  • Hedge Funds 

  • Insurance Companies 

  • Investment Advisors 

  • Mutual Funds 

  • Private Equity Firms 

  • Real Estate Investment Trusts 

  • Venture Capital Firms


See how Berkley can help

Choose an industry and/or product to find the best Berkley solution for your needs. Or click Search to view all Berkley insurance providers.

What Our Customers Say

“I was very fortunate to have Preferred Employers Insurance take over my case. I was at a standstill until their team started handling my situation. The company is great at what they do and anyone else who has the pleasure of working with them will find out the same! Thanks again so very much!”

— Frank V.

Waste Water Operator, Planada Community Service District.

“Berkley One has been amazing!!! You have really gone above and beyond for us and made this very annoying accident as easy as possible.”

— Amy G.

Client in Illinois.

“I am incredibly pleased with the claim management, guidance, consult calls and quality of service we receive from Midwest Employers Casualty. The team is committed to prompt and efficient service - and is readily available for consult calls. The process is effortless, efficient, seamless and productive.”

— Tawanna B.

Senior Benefits Manager, Blue Cross Blue Shield of Michigan.

“Our Berkley Environmental Claims Adjustor has been incredibly responsive to us, and has clearly taken the time to research the particulars of this claim. She has contacted and spoken with our client, and has explained to him and to us what she has been able to determine from her thorough research of the information presented so far in this claim. I am thankful that we have a competent, professional, dedicated, and pleasant-to-work-with adjuster in our corner.”

— Mary F.

Business Manager, Tech Painting Co.