Commercial Property Insurance

Commercial property insurance safeguards your business against physical damage to buildings and contents, while also covering loss of income and extra expenses caused by unexpected events. From fires and vandalism to natural hazards like wind, lightning, and hail, this coverage helps keep your operations running smoothly—even when the unexpected happens.

Why property insurance is essential

Without property insurance, a single event—like fire, theft, or severe weather—could lead to costly disruptions and financial strain. Berkley provides tailored coverage to safeguard your operations and keep your business moving forward, which may include:

  • Buildings: Protection for your business structures
  • Business Personal Property: Coverage for property owned by your business
  • Personal Property of Others: Safeguards property in your care, custody, or control
  • Utility Services: Covers losses due to utility interruptions (water, communications, power)
  • Ordinance and Law: Helps with costs to comply with updated codes or regulations
  • Equipment Breakdown: Protection against mechanical or electrical failures
  • Business Interruption: Replaces lost income after a covered event like fire or disaster
  • Extra Expense: Covers necessary costs incurred during business interruption

Explore options with our locator tool

Search for the right Berkley business using our advanced search tool. Click on the button to get started.