Commercial Auto & Trucking Insurance

Protect your business—and every mile you drive—with comprehensive commercial auto and trucking coverage. We help safeguard your company vehicles, drivers, and operations from the financial impact of accidents, including bodily injury, property damage, and physical damage to your autos, trucks, tractors, or trailers. Whether you run a small fleet or manage complex transportation risks, we help keep your business moving forward.

Customized protection for your commercial automobile assets

Your vehicles are essential to running your business smoothly—and protecting them is just as important. Our commercial automobile insurance helps safeguard your investment by covering damage to your owned autos, supporting medical expenses when injuries occur, and protecting you from legal liability following an auto accident.

Backed by superior underwriting expertise, comprehensive risk management resources, and a responsive claims team, we deliver the coverage and support you need to keep your operation moving with confidence.

Worker packs boxes into van Worker packs boxes into van

Commercial automobile and trucking coverages

  • Liability Coverage - for injuries, death or property damage if a driver causes an accident while on the job.
  • Physical Damage Coverage (Comprehensive, Specified Cause of Loss & Collison) - for theft, vandalism, flood, fire, or damage caused by another vehicle or object.   
  • Uninsured/Underinsured Motorists - for injuries or property damage caused by uninsured, underinsured, or hit‑and‑run drivers.
  • Medical Payments - for medical expenses for driver or passenger in auto accident, regardless of fault.   
  • Personal Injury Protection - for medical expenses and lost wages resulting from an auto accident.
  • Garage Liability – for bodily injury and property damage arising from the operations of garages, repair shops, and auto dealers.
  • Garagekeepers' Legal Liability for customers’ vehicles while in your care, custody, or control.
  • Trailer Interchange - for physical damage to trailers in your possession—or your trailers in someone else’s possession—under a written interchange agreement.
  • Motor Truck Cargo - for losses involving damaged or lost cargo.
  • Brokerage Contingent Auto Liability - for brokers and forwarders held responsible for motor carriers' actions in third‑party liability claims.
  • Leasing Contingent Auto Liability - for lessors involved in third-party liability claims.
  • Excess Auto Liability - for liability losses that exceed the limits of your primary coverage. 
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